Terms of service

Last updated 8 September 2026. Using Wholesale Velocity UK means agreeing to these terms. They are written to be read.

1. What this service is

Wholesale Velocity UK is software for running a UK property sourcing business: keeping a pipeline, analysing a deal, matching a buyer, packaging what you found and recording what happened. It is a tool you operate. It does not act in the market on your behalf.

2. What this service is not

This is the most important clause on the page.

• It is not financial advice. Nobody here is authorised by the Financial Conduct Authority. The strategy comparisons, yields and returns are arithmetic on figures you supplied.
• It is not legal advice. The contract explainer explains what a clause commonly means. It does not tell you whether to sign. Several parts of the application will stop and tell you to instruct a solicitor; those are not formalities.
• It is not a tax calculation. Stamp duty here is dated against gov.uk and refuses outright to produce an English figure for a Scottish or Welsh property. Your conveyancer settles your tax.
• It is not a valuation. An estimate built from sold comparables is an estimate, labelled as one, with a confidence band and its caveats stated. It is not a RICS valuation and no lender will accept it as one.
• It is not a contract generator. The application deliberately will not produce a contract for you to sign.

Every derived figure in this application carries a badge saying whether it was verified, entered by you, estimated or assumed. That is not decoration. Acting on an estimated figure as though it were verified is the single commonest way to lose money in this business, and the badge is there so you cannot do it by accident.

3. Your account

• You must be 18 or over and acting in the course of a business.
• One account is one person. Keep your password to yourself.
• Tell us promptly if you think somebody else has your credentials.
• You are responsible for everything done through your account.

4. Your data is yours

You keep every right in what you put in. We claim no ownership of your deals, your buyer list, your notes or your photographs, and we do not use them to train any model. Settings will export the lot as JSON at any time, without asking anyone — that is deliberate, so that leaving is never a negotiation.

We need a narrow licence to run the service: to store your content, display it back to you, and show the parts you explicitly choose to share with a buyer or a seller through a link you created. That licence ends when the content is deleted.

5. What you must not do

Set out in full on the Acceptable use page, which forms part of these terms. In short: no unlawful outreach, no data you had no right to hold, no attempt to reach another user's records, and no reselling access.

6. Availability

The service is provided as it stands. There is no uptime guarantee, and one is not offered because it could not honestly be met — this runs on infrastructure operated by others. Planned interruptions are announced in the application where practical.

7. Payment

Nothing is charged today. The plans described in the application are provisional and no payment mechanism exists. If charging begins, it will begin with notice inside the application and an explicit choice by you — never by a plan quietly starting to bill.

8. Liability

Nothing here limits liability for death or personal injury caused by negligence, for fraud, or for anything else that cannot lawfully be limited.

Subject to that: we are not liable for loss of profit, loss of a deal, loss of anticipated saving, or for a decision you took on the strength of a figure this application produced. Total liability in any twelve-month period is limited to the greater of the amount you actually paid us in that period, or £100.

The reasoning is stated rather than buried: this software helps you decide, and the decision remains yours. It is built so you can audit every number — each score shows its workings, every estimate shows its provenance, and the application refuses to produce a number when it does not have enough data rather than guessing. Those properties exist so that you can check its work, and this clause assumes you will.

9. Ending it

• You may close your account at any time, from Settings. Export first.
• We may suspend an account that is breaking the Acceptable use policy, or that is putting other users or third parties at risk. Where the circumstances allow, you get notice and a chance to fix it first.
• Your data is deleted within 30 days of closure.

10. Changes to these terms

Material changes are announced inside the application before they take effect. If you do not accept them, close the account and export your data; that remains available to you throughout.

11. Law and jurisdiction

These terms are governed by the law of England and Wales, and the courts of England and Wales have exclusive jurisdiction.